CA mock test 2026 - free, all three ICAI levels

The CA pipeline runs three levels under the ICAI New Scheme - Foundation (4 papers, 400 marks), Intermediate (8 papers across 2 groups, 800 marks) and Final (8 papers across 2 groups, 800 marks) - with a 50 percent aggregate pass bar plus a 40 percent per-paper minimum at every level. The free mocks here mirror that pattern paper by paper, in both objective and descriptive form, with unlimited attempts and no paywall.

The CA pipeline: Foundation to Inter to articleship to Final

CA is not a single exam - it is a sequenced qualification under the Institute of Chartered Accountants of India (ICAI), redesigned in 2024 under the New Scheme of Education and Training. There are three theoretical levels - Foundation, Intermediate, Final - with a 2-year articleship sandwiched between Intermediate and Final, plus mandatory self-paced online modules and ICITSS / AICITSS training that gate progression. The next pending live attempt is the September 2026 Foundation window (the May / June 2026 cycle is over); Intermediate and Final next run in November 2026.

Each level is sat on a separate ICAI exam form for that particular attempt; clearing a level (or a group within a level) is permanent and you only ever resit the failed group. The CA pipeline is therefore an exam-by-exam grind rather than a one-shot-rank-day affair, which is why mock discipline matters more here than in most Indian competitive exams - you have to maintain peak-paper readiness across multiple attempts, often over four to five years end to end.

Articleship is where most candidates lose calendar time: 2 years of full-time training under a practising CA, starting only after at least one Intermediate group is cleared and ICITSS is complete. Final eligibility itself is gated by AICITSS and the self-paced online modules. A clean, mock-driven Foundation pass therefore pays compounding dividends - it shaves months off the front-end of the pipeline before articleship even begins. Full level-by-level breakdown lives on the CA pattern page.

Per-level mock format

The mock library is bucketed by level, then by paper inside each level - the same way ICAI runs the live exam. Every paper is a standalone 3-hour attempt; nothing in the platform tries to fake a synthetic "CA mock" that spans levels, because ICAI itself does not. What you pick depends on the attempt you are preparing for.

• Foundation mocks: the 4 Foundation papers in one sitting - Paper 1 Accounting and Paper 2 Business Laws are subjective (100 marks each); Paper 3 Quantitative Aptitude and Paper 4 Business Economics are objective with -0.25 negative marking on every wrong MCQ. Same 3-hour cap per paper, same MCQ auto-submit time-box on Papers 3 and 4. The CA Foundation mock test page covers Foundation in depth.
• Intermediate mocks:8 papers split into Group I (Advanced Accounting, Corporate & Other Laws, Taxation, Cost & Management Accounting) and Group II (Auditing & Ethics, Financial Management & Strategic Management, plus the two electives under the current New Scheme grouping). Each paper is 30 percent objective MCQ plus 70 percent subjective; the MCQ section carries negative marking, the subjective section does not. Mocks let you attempt one group, both groups, or a single paper at a time - the same flexibility the ICAI exam form gives you.
• Final mocks:8 papers across Group I (Financial Reporting, Advanced Financial Management, Advanced Auditing Assurance & Professional Ethics) and Group II (Direct Tax Laws & International Taxation, Indirect Tax Laws, Integrated Business Solutions multi- disciplinary case study). Same 30 / 70 MCQ / subjective split, same 3 hours per paper, plus the 15-minute reading time on select Final papers. The Integrated Business Solutions paper is open-book and case-study based - the mock honours that format.

The 50 percent aggregate plus 40 percent minimum rule

The most-misunderstood part of the CA pass logic is that the 50 percent aggregate is not enough on its own. To clear a level (Foundation) or a group within a level (Intermediate, Final), both conditions must hold simultaneously - 50 percent aggregate across the papers in the level / group AND 40 percent in every single paper of that level / group. One sub-40 paper sinks the entire group regardless of how high the others scored. The mock's scorecard makes this explicit: a per-paper score, a group aggregate, and a pass / fail verdict that applies the 40 / 50 rule exactly as ICAI does.

There is one safety valve - the exemption. Score 60 percent or more in any single paper and that paper is exempted: the score carries forward for the next 3 immediately-following attempts even if you fail the rest of the group. The mock flags exemptions paper by paper in the scorecard so you can see which papers you have effectively "banked" for the next attempt, exactly as ICAI's official mark-sheet would. Strategically, the exemption rule is why borderline candidates often split groups across attempts - clear one group cleanly, bank exemptions in the other for a smaller re-attempt window. A weekly mock is the only way to know which papers you are realistically close to a 60 percent exemption on and which need more work before the live exam form deadline.

Two practice modes

Each mock supports two modes picked at the start of the attempt. The mode you should default to depends on whether you are still building the syllabus base or have already covered it once and are now training for exam-day execution.

• Instant Feedback mode:after every question, the platform tells you whether you got it right, shows the model answer (working steps for Accounting numericals, statutory citation for Law answers, formula for Costing and FM), and keeps the 3-hour timer running. Best for the build phase - the first pass through a level's syllabus, where a wrong answer is information you want immediately rather than 75 questions later.
• Exam-like mode: no feedback during the attempt at all. You see the same paper interface ICAI uses, the MCQ-then-subjective time-box, the section switcher, and the submit button at the end. Scoring and analysis arrive only when you submit. Best for the polish phase - the final 2 to 3 months before the live attempt, where the bottleneck is no longer recall but pacing, accuracy under pressure, and the discipline to skip a question you cannot solve quickly.

Three difficulty tiers

On top of the standard ICAI-tiered paper, the mock library is bucketed into three difficulty tiers per paper. Each tier preserves the 3-hour, 100-mark, 30 / 70 split structure - what changes is the proportion of routine versus hard questions and the surface area of the syllabus covered.

• Easy: roughly 60 percent routine and 30 percent medium questions, with only a small minority of hard items. The aim of an Easy mock is not to inflate your score - it is to confirm fundamentals before you take a full-difficulty paper. If you cannot clear an Easy mock at 60+ in every paper, a Medium paper will only confirm gaps you already know about.
• Medium: the closest match to a real ICAI paper - the standard mock you should be taking once a week through your prep window. Difficulty distribution mirrors the ICAI template; topic coverage is balanced so that a single Medium paper exercises most of the high-frequency areas in the syllabus.
• Hard: compressed to 40 to 50 percent hard questions, with a heavier presence of multi-concept Accounting problems, complex Tax computations, and case-study-style Law and Audit questions. Designed for the last 3 to 4 weeks before the live exam, and for candidates targeting a 60+ percent paper score for exemption banking. Expect lower scores than on a Medium paper; read the wrong answers more carefully than the right ones.

Why our CA mock matches the real ICAI exam

A mock's usefulness collapses if any of the four load-bearing variables - syllabus alignment, question style, marking and timing - drift from the live exam. We hold all four close. The syllabus is the ICAI-published New Scheme syllabus refreshed against the latest study material and applicable Finance Act / amendments for the attempt window - so a 2026 Direct Tax mock applies Finance Act 2025 and any subsequent amendments notified before the attempt, not the older provisions a stale-paper third party might still be using.

Question style is calibrated against the last several ICAI papers and the official Mock Test Papers (MTPs) and Revision Test Papers (RTPs) the Board of Studies publishes before every attempt. Phrasing, MCQ distractor design (especially in Law and Audit, where three options often look superficially valid), and numerical answer ranges all sit inside the bands ICAI has actually used. Marking is the one variable third-party mocks fudge most often - we do not. The MCQ section applies the exact ICAI rule (-0.25 per wrong on Foundation Papers 3 / 4 and on the 30 percent MCQ portion of Intermediate / Final papers, 0 on unattempted); the subjective section has no negative marking and partial credit follows ICAI's step-marking convention. Timing is a single continuous 3-hour server-side clock per paper with the MCQ auto-submit time-box where ICAI applies one.

After you finish: score and analysis

The result page is the part of a mock that decides whether the next attempt actually improves on this one. Ours is built so a single look tells you what to fix next, not just what the score was.

• Per-paper score: your raw mark out of 100 in each paper of the attempt, alongside the group / level aggregate, the count of MCQs right / wrong / unattempted, and your subjective- section score broken down by question. A 240 / 400 with a balanced 60 / 60 / 60 / 60 split is a very different gap analysis from a 240 / 400 built on 80 / 80 / 50 / 30, even though both clear the 50 percent aggregate.
• 40 / 50 pass verdict: the scorecard applies the exact ICAI rule and tells you whether the level / group is cleared - or which specific paper(s) failed the 40 percent minimum and dragged the whole group down. This is the single most useful number on the page; indicative pass-line and an exemption flag on every paper that crosses 60.
• Mistake clustering:the wrong-answer review groups your incorrect attempts by chapter and sub-topic, so a low Tax score is visible as "PGBP deductions" or "capital gains indexation" rather than just "Tax was weak." Two or three wrong answers in one sub-topic is usually a revision target; one wrong each across ten different sub-topics is usually a pacing or carelessness target. Confirm pass-rate context on the pass-rate page.
• Time-spent heat-map: a per-question time chart that shows where your minutes went. The most common pattern in a sub-40 paper is not too many wrong attempts - it is two or three questions that swallowed 25 to 30 minutes each and left no time for the last section of subjective answers. The heat-map makes that visible attempt by attempt.

Where to go next

A mock score is most useful in context. The pages below cover the rest of the CA 2026 picture - what the paper officially tests, who is eligible, what the pass percentages look like, and how the registration runs. Pair a weekly mock with one of these reads and the prep cycle is roughly self-managing.

• CA pattern & marking - the full paper-by-paper breakdown across Foundation, Intermediate and Final, with the 30 / 70 MCQ-subjective split and the exemption rule.
• CA pass percentages - year-on-year ICAI pass percentages 2018 through 2025 for Foundation, Intermediate (Group I / II / Both) and Final, so you can set a realistic target.
• CA eligibility - the Foundation route after Class 12, the Direct Entry route for graduates, and the articleship pre-requisites before Final.
• CA registration & exam form - the two separate ICAI portals (SSP and the exam portal), what each one governs, deadlines for the Sept 2026 Foundation attempt, and the common mistakes that cost a candidate their attempt.